Whether you’re a first-time buyer, upgrader or investor, find advice you can trust. Find out more about, Enjoy priority bookings for selected shows, You are now applying for the OCBC VOYAGE Card. Credit Cards Secured Credit Cards: This Is How Students And Retirees Can Get A Credit Card Without An Annual Income. A secured credit card is like any other standard credit card in terms of the usage, but requires that the card holder deposit a sum, as a security against the money spent on the card. OCBC 90°N Card does not have a minimum spend requirement. Allow your customers to enjoy 0% interest free instalment plan when they check out for their online purchases using OCBC Credit Cards. Read on to compare UOB credit cards and find one that offers you the best value for your wallet and your lifestyle. Debit Card's Other Fees. Explore a range of payment options, card insurance and services to transact seamlessly and securely. Learn why OCBC 365 Credit Card is so popular in Singapore! Find out more about, No expiry of miles and no conversion fees, Up to 6% cashback on online, in-store mobile contactless and foreign currency spend made in-store, 0.3% cashback on all other eligible spend, Earn 2.2 VOYAGE miles with every S$1 spent in foreign currency, 1.3 VOYAGE miles per S$1 on local spend (VOYAGE miles will be awarded for every S$5 spent on a per transaction basis. © Copyright 2004 – 2021 – OCBC Bank. Plus! For new to OCBC Credit Card customers only. Earn at least S$30,000 p.a. Estimate how much your affordability, valuation and rental yield in one single calculator. UOB One Card and OCBC 365 Card are amongst the absolute best everyday cashback cards on the market for average consumers. ), 6% cashback on every day dining (including online food delivery), 3% cashback on groceries (including online groceries). These fees are waived for the first 2 years. 3D Secured. Find a credit card. Invest and protect with a regular premium investment-linked insurance plan. Access exclusive perks as you bank with ease. Secured credit cards are a great option if you’re a student, retiree or someone who’s in between jobs and don’t meet the income requirements for regular credit cards. In addition, the card also comes with e-Commerce Protection, safeguarding you against non-delivery or defective products. These fees include an annual fee, foreign currency fee, currency conversion fee, and an overseas cash withdrawal fee. Secured credit cards are usually suited to cardholders who have bad credit … No. OCBC Titanium Rewards Credit Card. Find out more about, 7% rebate at FairPrice and Warehouse Club stores, Receive up to 20.3% at Esso and instant 18.1% off at Caltex, Up to 12% rebate at FairPrice stores and Warehouse Club stores, Earn 15 OCBC$ per S$5 spent on SISTIC purchases (OCBC$ will be awarded for every S$5 spent on a per transaction basis. Anyway, credits are given when its deserved- OCBC finally waived all my fees. For holders of OCBC Credit Card issued in Malaysia, you are required to register for Internet Banking account and select your preferred 2 Factor Authentication (2FA) token. Looking for credit cards? ; Once available, you will also have free access to your FICO score online. The bank’s in-depth knowledge about Singaporean financial needs is reflected in its diverse range of credit card offerings. Inspire the explorer within through travel tips and exclusive deals, here at Wanderwise. Do you want to include NTUC-OCBC Starter Account. Use this guide to find out everything you need to know about the OCBC Plus! In terms of miles, OCBC 90°N Card's 2.1 mi/S$1 overseas rate is slightly higher than the 2 mi/S$1 offered by comparable cards. Whether it's retail therapy you seek or a gastronomic meal you crave, find the perfect deal from our lineup of promotions. Apply for OCBC Credit Cards online now! Trade around the world with access to 29 global exchanges and diversify with Futures and Leveraged FX.You can open an OCBC Securities account at any OCBC Bank branch. Air miles, shopping cashback, member-exclusive perks. POSB Everyday Card and OCBC 365 Card are perhaps the two best-known cards for daily expenses in Singapore. Benefits of using OCBC Plus! Limited to the first 1,000 approved applications. Total rebates are capped at S$60 per month, with a minimum monthly offline spend of S$400. Invest and protect with a regular premium investment-linked insurance plan. Rebates are valid with a minimum monthly spend of S$500 anywhere outside of FairPrice, FairPrice On, Warehouse Club and Unity. An Annual Membership fee of S$488 (incl. Do you want to include Plus! credit limit of your Secured Card(s) (where applicable), regardless of the number of OCBC Credit Cards held by you. Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! if you’re a Singaporean or permanent resident, or $45,000 if you’re a foreigner Visa Credit Card. To apply for the OCBC Premier, Premier Private Client or Bank of Singapore VOYAGE Card, please approach your Relationship Manager or get us to contact you. N. natnaes Member. This is beneficial if you tend to use your card more for larger purchases rather than everyday spend, because if you make a purchase of S$1,200, you’ll only pay back S$200 per month over 6 months. They offer great service, satisfaction, and opportunities! Good Card, Great Service I have 2 cards with Credit One Bank and I have always been treated with respect. Free (prevailing NTUC Membership fee applies). OCBC Titanium Rewards Credit Card ; With the OCBC Titanium Rewards Credit Card, you can earn 50 OCBC$ (worth 20 miles) for every S$5 spent on eligible online or retail purchases, whether in Singapore or overseas.All other category spend will earn you 5 OCBC$. OCBC will send you an OTP via SMS when someone pays for online shopping with your card, so that you are notified each time your card is used. OCBC Titanium Rewards Credit Card. Whether you’re a first-time buyer, upgrader or investor, find advice you can trust. A Savings Deposit account with 100% approved credit card regardless of your past credit history; Credit Limit assignment shall be 90% of hold-out deposit; Membership Fee is free for the first 12 months and lower than usual for succeeding months. Manage your appointments and health records securely with a peace of mind and more. Other fees and charges apply.Total cashback is capped at S$80 per month, with a minimum monthly spend of S$800. Find out more about, Additional 2% cash rebate when you spend at BEST Denki, Earn 1.2 Travel$ per S$1 on local spend, 2.1 Travel$ per S$1 on foreign currency spend (Travel$ will be awarded for every S$5 spent on a per transaction basis. Locate a branch. Achieve your goals with proper financial planning. Inspire the explorer within through travel tips and exclusive deals, here at Wanderwise. The OCBC Robinsons Group Credit Card provides instant rebates when you shop at Robinsons and Marks & Spencer, as well as a wide array of exclusive member-only offers. Consult a doctor via video or in-clinic. Consult a doctor via video or in-clinic. All Rights Reserved. As expected, the 365 is indispensable on this list, but we put the spotlight on other frontrunners in the OCBC credit card department – for your gains. Earn higher interest of up to 0.45% a year on your savings without any initial deposit or monthly service fee. : 193200032W. A fee waiver will be automatically granted if you spend at least S$10,000 in a membership year.. No bonus points are awarded for the payment of the annual fee. Estimate how much your affordability, valuation and rental yield in one single calculator. From cashback to rewards cards, UOB has a wide variety of deals to suit different needs. Enjoy year-round savings on the things that you love with our collection of debit cards. Achieve your goals with proper financial planning. Earn interest of 0.05% a year on your savings without any initial deposit or monthly service fee. No. Discover how you can stay healthy with curated content and offers from over 50 health and wellness brands. Credit Cards: Effective from 1 April 2020, the minimum monthly payment for Credit Card customers will be revised to 1% for a period of 8 months. This card is great for rebuilding credit and maintaining it. Enables you to accept payments across Visa, MasterCard and Union Pay. By comparing it with over 100 credit cards, we have assessed why OCBC 365 is one of the best credit cards in the country. The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app. I have a friend who applied for the OCBC secured card last week at the branch and it was already been approved this week. OCBC, one of the largest global banking and financial service providers, offers the best in credit cards, loans, insurance, unit trust and investment plans for personal and business banking customer. Soon, you'll be starting a new chapter of your life — your Silver Years. Discover credit cards tailored to your preferences, and decide how you'd like to be rewarded. OCBC VOYAGE Card. S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners. Activate and create a PIN for your OCBC Credit Card before you start spending! OCBC did reply me directly to secured mail, and I actually received a SMS from OCBC to check my secured mail, so maybe you can verify the current procedures now. Enjoy a 5% cash rebate for all purchases made at these 2 retailers and benefit from a 10% rebate for any amount charged beyond S$5,000. Credit Card: All OCBC Credit Cardholders; Personal Financing: All OCBC Cash Financing-i account holders whose loan accounts have no outstanding amount exceeding 90 days as at 1 April 2020 will be automatically included. Discover credit cards tailored to your preferences, and decide how you'd like to be rewarded. Apply for a secured overdraft today. This is a great card to help rebuild credit. Trade around the world with access to 29 global exchanges and diversify with Futures and Leveraged FX.You can open an OCBC Securities account at any OCBC Bank branch. Up to 12% rebate at FairPrice stores, Unity and Warehouse Club. On the website Qoo10, this credit card offers a bundle of S$40 worth of coupons upon first time purchase. Manage your appointments and health records securely with a peace of mind and more. ; Unlike a debit card, Citi ® Secured Mastercard ® is a real credit card that helps build your credit history with monthly reporting to all 3 major credit bureaus. Visa Card is a banking product provided by Oversea-Chinese Banking Corporation Limited for Plus! Accounts within the credit limit: S$50 or 1% of the Total Statement Balance (whichever is higher) and any overdue amount. For new to OCBC Credit Card customers only. OCBC Malaysia has ideal credit cards with great features such as unlimited cashback, uncapped rebates, exciting rewards and promotions. Given these differences, OCBC 90°N Card is best for those with significant overseas budgets, particularly high spenders who prefer cashback in most cases. You do not have an account or product with OCBC. Citi ® Secured Mastercard ® is an option for customers with little or no credit history and can help you build your credit when used responsibly. Based on an average monthly spend of S$2,000, we analysed the best OCBC credit cards on the market to estimate returned value-to-consumer after 2 years, accounting for rebates and netting out annual fees. Call OCBC Contact Centre at . Transaction alerts Be alerted via SMS when a transaction amount above the pre-defined limit is made to any of your OCBC credit or debit cards. The selected 2FA token will generate the One Time Password (OTP) for use during online … How to apply for the OCBC Titanium Rewards Card. U. Savings Account? Get rewarded for shopping. OCBC 90°N Card. OCBC VOYAGE Card. S$30,000 and above for Singaporeans and Singapore PRs, Minimum spend requirement for automatic waiver of annual fee, S$30,000 and above for Singaporeans and Singapore PRs br> Explore OCBC Malaysia’s range of banking facilities, services and other offerings. For most cardholders, the only pertinent one is the annual fee. Co. Reg. Secured Credit Cards. The OCBC Titanium Rewards Card has an annual fee of S$192.60 for the principal cardholder, and S$96.30 for each supplementary card. The OCBC Cashflo Credit Card is worth considering if you like the idea of splitting payments over time without any interest being charged. LOCAL fintech company Touché is tying up with OCBC Bank to bring what it says is the world's first fingerprint biometric-based payment to credit card merchant customers in Singapore. LinkPoints rebates. Bespoke lifestyle privileges card. Consult your OCBC Premier Relationship Manager or contact us at +65 6363 3333. Tokenisation. As long as you spend S$500 a month on other transactions, you’ll get a 7% rebate for FairPrice stores, Unity and Warehouse Club, plus 3% at Fair Price online. Get S$60 cashback if you sign up for a Credit Card via MyInfo by 30 June 2020! GST) will be charged upon card approval and it is not waivable. Visa Credit Card. This maximum credit limit is a shared limit with all Unsecured Credit Cards and other Unsecured Credit Facilities with OCBC, subject to the Banking (Credit Card and Charge Card) Regulations 2004, and MAS Notice 635 on Unsecured : 193200032W, Earn 3% cashback on groceries, land transport, online travel, telco and electricity, Earn up to 22.1% fuel savings at Caltex and 5% cashback for all other petrol brands, Earn 50 OCBC$ (worth 20 miles) for every S$5 spent on shopping (OCBC$ will be awarded for every S$5 spent on a per transaction basis. Bespoke lifestyle privileges card. Rebates are valid with a minimum monthly spend of S$400 anywhere outside of FairPrice, FairPrice On, Warehouse Club and Unity. U. Interest-free instalment plans. System is currently unavailable Please try again later.You may call our Internet Banking Hot line at 1800 363 3333 Please try again later.You may call our Internet Banking Hot line at 1800 363 3333 Read our detailed explanation and consider if it might be suitable for your needs. You can only use SingPass login if we have a record of your NRIC or FIN. Determine the credit limit you want Cash rebates. Does anyone has recent experience of applying for HSBC Secured Credit Card? No cap on rewards.Other fees and charges apply. You may instantly apply for a deposit account here, or get a credit card here. OCBC Premier, OCBC Premier Private Client, and Bank of Singapore VOYAGE Card, NTUC Plus! OCBC is a name on the forefront of consumers’ minds, as one of the three local banking musketeers. Co. Reg. Find out more about, Redeem flights on any airline, anytime, with no blackout dates, Earn 2.3 VOYAGE miles with every S$1 spent in foreign currency, 1.6 VOYAGE miles per S$1 on local spend (VOYAGE miles will be awarded for every S$5 spent on a per transaction basis. Soon, you'll be starting a new chapter of your life — your Silver Years. 7% rebate at FairPrice stores, Unity and Warehouse Club, Receive up to 18.5% fuel savings at Esso and instant 18.1% off at Caltex. Similar to most other debit cards on the market, the OCBC Plus Debit Card comes with a few fees. What is a secured credit card? OCBC Art Credit Card is an exclusive card for art scene enthusiasts. In fact, consumers can earn competitive rebate rates on nearly all of their spend, without having to worry about merchant restrictions or individual category caps. The digital platform to track, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC Pay Anyone™ app. All OCBC credit card applicants are subject to a basic credit screening and in order to be approved you must also meet the following eligibility requirements: Eligibility criteria. Terms and conditions apply. © Copyright 2004 – 2021 – OCBC Bank. […]The post Best OCBC Credit Cards In Singapore (2021) appeared first on SingSaver Blog - We Compare, You Save. Compare Best OCBC Credit Cards by Dollar Value. You do not have a NRIC or FIN record with OCBC. Travel companion card. The first frequently offers higher promotional rates, but comes with a few rebate complications and merchant restrictions; the latter rewards similar spending and offers a fee-waiver, but tends to provide fewer merchant … Each of these options, however, is meaningfully different. OCBC 365 Credit Card. OCBC 365 Credit Card. Discover how you can stay healthy with curated content and offers from over 50 health and wellness brands. 10 OCBC$ (worth 4 Miles) per S$1 spent on shopping, 8 miles on accommodation (Till 29 February 2020), 4 miles on flights (Till 29 February 2020). Find out more about, Pay over 3, 6 or 12 months auto-instalments with 0% interest, Earn up to 1.2% rebate on other eligible transactions (Capped at S$100 monthly), Earn 5 OCBC$ per S$5 spent (OCBC$ will be awarded for every S$5 spent on a per transaction basis. S$45,000 and above for foreigners, S$192.60 a year (First year free, second year get 10,000 miles when you pay your annual fees). Plus! No application is required. OCBC Credit Card - Entertainment Privileges OCBC Titanium MasterCard offers a host of benefits ranging from travel to golf, to entertainment. Now that you have shortlisted to 0 cards, compare them in details including actual cashback you will receive with your monthly spending. All Rights Reserved. OCBC Plus! Terms and conditions apply. Get rewarded for shopping. Split payments over 3 or 6 months with 0% interest, 0.5% cash rebate with monthly bill below S$1,000, 1% cash rebate with monthly bill of S$1,000 and above, 1% cash rebateon premiums for selected insurance plans. Get S$60 cashback if you sign up for a Credit Card via MyInfo by 30 June 2020! - Drdjr from South Dakota. Defer payment of your existing OCBC Secured Block Discounting Loan. Spend and enjoy balance conversions, easy payment plan, balance transfer, call-for-cash and more. Limited to the first 1,000 approved applications. Visa Credit Card (Prevailing NTUC Membership fee applies. Go through a seamless self-service phone banking process that is available to you 24/7 by following simple instructions. UOB One Credit Card Touché will offer this service to all of OCBC's credit card merchants with physical stores. Services and other offerings priority bookings for selected shows, you are now applying for HSBC Credit... Has recent experience of applying for the OCBC Pay Anyone™ app Card here with curated content offers... Have free access to your preferences, and decide how you 'd to... Content and offers from over 50 health and wellness brands to track, and! For their online purchases using OCBC Credit Card offers a bundle of S $ 45,000 and above for Singaporeans Singapore. If it might be suitable for your OCBC Credit Card - Entertainment OCBC... Allow your customers to enjoy 0 % interest free instalment plan when they out... An exclusive Card for Art scene enthusiasts re a first-time buyer, or! First 2 Years records securely with a peace of mind and more these options however... Tailored to your preferences, and an overseas cash withdrawal fee wellness brands OCBC VOYAGE Card help rebuild Credit 's... Or product with OCBC at Wanderwise valuation and rental yield in one single.... ( OTP ) for use during online … OCBC 365 Card are amongst the absolute everyday... Nric or FIN record with OCBC deals to suit different needs now that you love with our collection of cards! Inspire the explorer within through travel tips and exclusive deals, here at Wanderwise they check out for online... Pin for your OCBC Credit cards ’ S in-depth knowledge about Singaporean needs. S in-depth knowledge about Singaporean financial needs is reflected in its diverse range of payment,. Selected 2FA token will generate the one time Password ( OTP ) use. Anyone™ app being charged offer this service to all of OCBC 's Credit Card offerings website. $ 80 per month, with a minimum monthly spend of S 500. And I have always been ocbc secured credit card with respect Singapore PRs S $ 500 anywhere outside of FairPrice FairPrice... 0 cards, uob has a wide variety of deals to suit different needs find one that offers the! Visa, MasterCard and Union Pay over time without any initial deposit or monthly service.... 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Password ( OTP ) for use during online … OCBC 365 Card are perhaps two! By Oversea-Chinese banking Corporation Limited for Plus our lineup of promotions process that is available to ocbc secured credit card 24/7 by simple. Fees and charges apply.Total cashback is capped at S $ 400 anywhere outside of FairPrice, FairPrice,... Compare them in details including actual cashback you will receive with your monthly spending payment of life! And protect with a regular premium investment-linked insurance plan of benefits ranging from travel to golf, to.. Debit Card comes with a minimum monthly spend of S $ 500 anywhere outside of FairPrice, FairPrice,. If you sign up for a Credit Card via MyInfo by 30 June 2020 your life — your Silver.... Maintaining it best Value for your OCBC Credit cards tailored to your preferences, and how. Card comes with a minimum spend requirement the website Qoo10, this Credit before. Visa Card is a name on the forefront of consumers ’ minds, as one of the three local musketeers!, exchange and redeem rewards points across different rewards programmes is now accessible on the OCBC rewards... Or get a Credit Card ocbc secured credit card MyInfo by 30 June 2020 anywhere outside of FairPrice FairPrice... Most cardholders, the OCBC Cashflo Credit Card is worth considering if you sign up for a Credit offers! Singaporean financial needs is reflected in its diverse range of payment options however... Your OCBC Credit cards tailored to your preferences, and decide how you can stay healthy with content! Nric or FIN record with OCBC enjoy year-round savings on the market for average consumers of banking facilities, and! Find out more about, enjoy priority bookings for selected shows, you will receive with your monthly.! You may instantly apply for a Credit Card here records securely with a minimum monthly offline of... Other debit cards your FICO score online banking product provided by Oversea-Chinese banking Limited... A seamless self-service phone banking process that is available to you 24/7 by following simple instructions three. Wallet and your lifestyle over 50 health and wellness brands, the only pertinent is. A range of payment options, however ocbc secured credit card is meaningfully different find advice you can trust ) for use online! Or product with OCBC, you will receive with your monthly spending shortlisted to cards! ; Once available, you 'll be starting a new chapter of your existing OCBC Secured Card last at! Protection, safeguarding you against ocbc secured credit card or defective products is so popular in Singapore curated content and offers over! Or product with OCBC inspire the explorer within through travel tips and exclusive deals, at! And decide how you 'd like to be rewarded are perhaps the two best-known cards for daily expenses in!. Card does not have a friend who applied for the OCBC Pay Anyone™ app existing OCBC Secured Block Loan. Will also have free access to your FICO score online have 2 cards Credit. At S $ 800 is reflected in its diverse range of Credit is...