No annual fee for… STUDENT … Get a welcome gift of 62,500 Citi ThankYou Points (25,000 Miles) or Gadget Welcome Gift. product provider, We cannot provide you with personal advice or recommendations, Credit cards with free airport lounge access, Complimentary travel insurance credit cards, Minimum Income Required for a Credit Card, Other credit card application requirements. Best for millennials: UOB YOLO. Get up to S$150 cashback when you sign up online and use promo code '150CASH' by, Up to 5% cashback on online and contactless spend (including SimplyGo rides). 6 air miles for every S$1 spent through Expedia, Agoda and UOB Travel, Up to 50% off your food bill for unlimited visits at hotels around Singapore. Find out the options you have to help meet the cost of your higher education. Ts&Cs apply. T&Cs apply. 10X Rewards on eligible online and retail purchases, capped at 10,000 points per statement month. The cardholder receives 50,000 membership reward points if they spend over $5000 in the first six months after their card is approved. T&Cs apply. Receive an iPhone 12 with 5G (first 20 successful applications) or up to S$50 cash credit (for subsequent 100 successful) when you apply for a new credit card and spend at least S$1,500 within 30 days from card approval date. Get S$100 cash credit when you apply, charge to your card and withdraw from your CreditAble account with a minimum of S$250 for each of the first two months upon approval. S$0 annual fee for the first 3 years and S$160.50 thereafter. S$0 annual fee for the first 5 years and S$192.60 thereafter. Do I meet the minimum income for a credit card? S$100. S$30,000 and above for Singaporeans and Singapore PRs S$45,000 and above for foreigners. Annual fee applies. spend required, and 1X UNI$ (or 2 miles) on other purchases. Besides owning a credit card, you can consider the following options: Before applying for a credit card, make sure that you’ve researched your chosen card and understood the terms, conditions and eligibility requirements. Apply today and enjoy free transfers to Changi Airport. The main highlight of this credit card is that on weekends, you enjoy a high 8% cashback on dining spend as well as 1-for-1 deals at popular venues including OverEasy, Tanjong Beach Club, The White Rabbit and more. A corporate debit card for SMEs and Startups with no annual fee and low FX fees. Get S$50 cash credit when you apply. Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$ 75,000 in aggregate per depositor per Scheme member by law. Rebates and Promotions for Essential Goods. Earn 2% cash rebates with no minimum spend, enjoy fuel savings and more with UOB. T&Cs apply. While we are independent, we may receive compensation from our partners for featured placement of their products or services. What Is the Minimum Income Requirement? Earn 1.5% cashback on all of your credit card spend with no minimum spend. Total net personal assets of at least S$2 million. Collateral loans: what counts as collateral. Ajay February 21, 2015. T&Cs apply. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. If your monthly spend is between S$1,000 and S$2,000 you can expect to meet the minimum spend for cards, but most will still have a cap on cashback. Min. Earn 35,000 bonus miles in the form of 87,500 points when you apply for the Visa Infinite Credit Card. Enjoy exclusive perks and discounts with Aspire's extensive range of partners, redeemable at anytime, 1% Cashback for qualified spend of above S$5,000. 5% cashback on McDonald’s, McDelivery, Starbucks, Golden Village and your favourite music, movies & TV series streaming services. Find out the main types of assets that can be used as collateral for personal loans, car loans and business loans. An alternative is to apply for a Secured Credit Card if Minimum Income Requirement is not met. T&Cs apply. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. See the comparison between the two. Earn 1% cash rebate on retail purchases. The minimum age for a credit card in Australia is 18 years old. S$0 annual fee for the first 2 years and S$20 thereafter. Receive up to 25,000 miles (UNI$12,500) when you’ve paid the annual fee. 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